- Once you have filled up your order details, you are diverted to the webpage of CCAVENUE, South Asia’s leading payment gateway with highest levels of security certified by VeriSign, a world leader in online security. Your actual credit card transaction happens on their gateway which is a secured site.
- So you actually do not fill up any of your credit card details on any of the Ayoka website page.
- Ayoka does not get any details on your credit card. Your credit card details are only disclosed to the issuing bank.
- We are not a fly-by-the-night company. We are a registered company with physical offices in two cities in India. We have been in the business for more than a decade which further proves our safety standards.
General Credit Card safety guidelines and your rights
- Please do not submit your credit card details on any webpage which does not begin with 'https'. The 's' at the end of http stands for ‘Secured’. It means that the page on which you are filling up the credit card details is a Secured page and your data will be transferred on a safe mode, normally encrypted so that card numbers are not divulged to anybody except the credit card issuing bank.
- Make sure you call the service provider/website owner to know the authenticity/validity of the transaction, in case you have any confusion.
- Each month when your credit card statement comes in, don’t automatically assume everything on it is accurate. Read every line item on your credit card statement and make sure each and every charge is legitimate. If there’s a charge you don’t recognize, don’t assume it’s just something you forgot about. Get down to the bottom of the charge and make sure it’s not fraudulent. A $10 charge may not see like a lot, but if it’s being charged fraudulently each and every month, it will sure add up over time.
- Always inform your credit card issuing bank to issue a "chargeback" for a wrong debit. This way your bank will have to credit your account with the disputed amount after proper verifications.
